What could your Miami injury case be worth?
Miami-Dade County recorded roughly 60,000 traffic crashes in 2024, with 29,354 reported injuries and 282 people killed. That works out to around 164 crashes every day in a single county. If you were one of them, the two things that will most affect what your claim is worth are Florida’s comparative fault rule, which changed in 2023, and the fact that Florida does not require most drivers to carry any bodily injury coverage at all.
60,000
Miami-Dade County crashes, 2024
29,354
People reported injured
282
People killed, 2024
50%
Fault bars recovery above
Estimate your Miami case in about a minute
Florida is already selected. Your answers, your documented losses, and Florida's fault and insurance rules produce the range.
Miami-Dade County crash snapshot
60,000
Reported crashes in 2024
29,354
People reported injured
164
Crashes per day, on average
Source: Florida Health CHARTS — Motor Vehicle Traffic Crashes, Ten Years Data by County (Florida Department of Health, from FLHSMV records). Miami-Dade is published as a rounded figure of 60,000 for 2024.. Reviewed 2026-07-29.
Corridors that generate the most Miami-Dade County claims
I-95 through Miami
The primary north-south freeway through the county and the corridor that produces the highest-speed collisions in Miami-Dade, including the express lane transitions between downtown and the Golden Glades interchange.
US-1 / South Dixie Highway
A long surface arterial with frequent signalized intersections, heavy transit use, and a parallel bike path, which produces a mix of rear-end, left-turn, and pedestrian collisions.
Palmetto Expressway (SR 826)
Carries commuter and freight traffic across the county with closely spaced ramps, a common setting for merge and sideswipe collisions.
Biscayne Boulevard
A wide multi-lane boulevard through dense pedestrian areas downtown and in Edgewater, where mid-block crossings are frequent.
Fatal crash data, reported separately
Source: FLHSMV Crash Dashboard. Reviewed 2026-07-29.
What affects a Miami claim specifically
Three separate agencies patrol different parts of Miami, and which one responded to you determines where your report went and who you deal with. The City of Miami Police Department covers city streets. The Miami-Dade Sheriff’s Office covers unincorporated areas and much of the county. Florida Highway Patrol Troop E works I-95, the Palmetto Expressway, and other state roads. All three file into the same state system within ten days, so you can buy the report from the Florida Crash Portal regardless of which one attended, but knowing the agency matters when you need to follow up on an incomplete report.
The biggest practical constraint on a serious Miami claim is coverage. Florida requires registrants to carry $10,000 in personal injury protection and $10,000 in property damage liability, and nothing else. Bodily injury liability is not mandatory for ordinary private-passenger drivers. A driver who causes a catastrophic injury on Biscayne Boulevard may have no liability coverage whatsoever, which is why the uninsured and underinsured motorist coverage on your own policy is often what determines whether a large Miami claim is collectible rather than merely valid.
Where the crash happened also shapes the claim. Miami-Dade’s highest-severity collisions concentrate on I-95 and the Palmetto Expressway, where speeds and closely spaced ramps produce serious injuries and multi-vehicle sequences that take months to untangle. US-1 and Biscayne Boulevard generate a different pattern: lower speeds, but far more pedestrian and left-turn collisions, and more disputes about who had the right of way.
Civil cases arising in Miami-Dade are filed in the Eleventh Judicial Circuit at 73 West Flagler Street, with smaller claims going to the county court in the same building. If a public agency was involved — a county bus, a city vehicle, a road defect — the claim runs through Fla. Stat. § 768.28 instead, which requires written notice within three years, gives the agency 180 days to investigate before you may sue, and caps recovery at $200,000 per person absent a legislative claim bill.
How to get your Miami crash report
- Where to request it
- https://services.flhsmv.gov/CrashPortal/
- Cost
- $10.00 per report under Fla. Stat. § 321.23, plus a $2.00 convenience fee per transaction
- Timing and access
- Agencies must file with FLHSMV within 10 days. Reports purchased online are available immediately and must be downloaded within 48 hours. For the first 60 days after the crash the report is confidential under Fla. Stat. § 316.066(2) and is released only to the parties, their attorneys and insurers, and other categories named in the statute, on a sworn statement. Mail and in-person requests take 4 to 6 weeks.
Courts that hear Miami-Dade County civil cases
| Court | Handles | Address |
|---|---|---|
| Eleventh Judicial Circuit Court of Florida, Miami-Dade County | General civil claims | 73 West Flagler Street, Miami, FL 33130 |
| Miami-Dade County Court, Civil Division | Smaller civil claims | 73 West Flagler Street, Miami, FL 33130 |
| U.S. District Court for the Southern District of Florida, Miami Division | Federal claims | 400 North Miami Avenue, Miami, FL 33128 |
Looking up a case
Case records for Miami-Dade County are maintained by the Miami-Dade County Clerk of the Court and Comptroller. Civil filings are generally public, so you can look up a case by party name or case number without being a party to it.
How fault is allocated in Florida
Florida follows modified comparative negligence with a 50% bar. Below that line your recovery is reduced in proportion to your fault. Above it, you recover nothing at all, which makes the fault allocation the central dispute in most contested claims.
As an example, a $100,000 claim in which you are found 20% responsible would yield $80,000. The same claim with 51% responsibility attributed to you would yield nothing, because Florida bars recovery above 50%.
Florida is a no-fault state
$10,000 in personal injury protection, which pays 80% of reasonable medical expenses and 60% of lost wages. Treatment must begin within 14 days of the crash, and the full $10,000 is only available if a medical provider certifies an emergency medical condition — otherwise the benefit is limited to $2,500.
Florida does not require ordinary private-passenger drivers to carry bodily injury liability coverage at all. The mandatory minimum is $10,000 in property damage liability alongside the coverage above. This means the driver who injured you may have no liability coverage for your injuries, which is why uninsured and underinsured motorist coverage on your own policy frequently determines what a serious claim can actually collect.
Florida filing deadlines
2 years
Personal injury
2 years
Wrongful death
3 years
Claim against a government agency
Reviewed 2026-07-29. Not yet reviewed by a licensed attorney. This is general information, not legal advice.
If a government agency was involved
A claim against the City of Miami or Miami-Dade County falls under Fla. Stat. § 768.28. Written notice must be presented to the agency and to the Florida Department of Financial Services within three years of the incident, and the agency then has 180 days to investigate before suit may be filed. Sovereign immunity limits recovery to $200,000 per person and $300,000 per incident unless the Legislature passes a claim bill.
Claims we can estimate in Miami
Miami questions
Sources and review dates
- U.S. Census Bureau — Miami place GEOID 1245000, population 487,014 (2024 Population Estimates), land area 35.996 sq mi (2023 Gazetteer).
- Florida Health CHARTS — Motor Vehicle Traffic Crashes, Ten Years Data by County (Florida Department of Health, from FLHSMV records). Miami-Dade is published as a rounded figure of 60,000 for 2024. · reviewed 2026-07-29
- FLHSMV Crash Dashboard · reviewed 2026-07-29
- FLHSMV — Traffic Crash Reports · reviewed 2026-07-29
- Fla. Stat. § 321.23 — Public records; fees for copies · reviewed 2026-07-29
- Fla. Stat. § 316.066 — Written reports of crashes · reviewed 2026-07-29
- Eleventh Judicial Circuit of Florida · reviewed 2026-07-29
- Fla. Stat. § 768.28 — Waiver of sovereign immunity in tort actions · reviewed 2026-07-29
- Fla. Stat. § 95.11 — Limitations other than for the recovery of real property · reviewed 2026-07-29
- Fla. Stat. § 768.81 — Comparative fault · reviewed 2026-07-29
- Fla. Stat. § 627.736 — Required personal injury protection benefits · reviewed 2026-07-29
- Florida DHSMV — Insurance requirements · reviewed 2026-07-29
- North Broward Hospital District v. Kalitan, 219 So. 3d 49 (Fla. 2017) · reviewed 2026-07-29
- Fla. Stat. § 768.73 — Punitive damages; limitation · reviewed 2026-07-29
About this page
State law on this page was last reviewed 2026-07-29 and has not been reviewed by a licensed attorney. It is general information, not legal advice for your situation.
Local commentary on this page was prepared 2026-07-29 and reviewed against the cited sources by a person before publication.
We do not publish attorney profiles or rankings, and nothing on this page recommends or endorses any attorney. CaseValuation.com is operated by LuxeLaw LLC, which is not a law firm.
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