Florida Personal Injury Case Value Calculator
Florida is a modified comparative negligence state, so a claimant more than 50% at fault recovers nothing. You have 2 years to file most injury claims, and far less against a government agency.
381,423
Crashes statewide, 2024
3,184
People killed, 2024
67
Counties
3
City pages published so far
Estimate your Florida case
Florida is already selected, so the fault rule, no-fault status, and any applicable caps are applied to your answers.
How Florida evaluates a claim
Fault and insurance
- Comparative fault
- Barred above 50% fault
- Insurance system
- No-fault (PIP required)
- Minimum bodily injury liability
- Not required of ordinary drivers
- Minimum property damage
- $10,000
$10,000 in personal injury protection, which pays 80% of reasonable medical expenses and 60% of lost wages. Treatment must begin within 14 days of the crash, and the full $10,000 is only available if a medical provider certifies an emergency medical condition — otherwise the benefit is limited to $2,500.
Filing deadlines
- Personal injury
- 2 years
- Wrongful death
- 2 years
- Government claim
- 3 years
Missing a deadline generally ends a claim regardless of merit. The government claim deadline is the one most often missed, because it is measured in months or days rather than years.
Medical malpractice non-economic damages
No fixed cap
Florida has no enforceable cap. The statutory caps in Fla. Stat. § 766.118 were held to violate the state constitution’s equal protection clause — for wrongful death in Estate of McCall v. United States (Fla. 2014), and for personal injury in North Broward Hospital District v. Kalitan (Fla. 2017).
Punitive damages
No fixed cap
Generally limited to the greater of three times compensatory damages or $500,000, with higher limits where the defendant’s conduct was motivated by unreasonable financial gain or was intentional. Fla. Stat. § 768.73.
Reviewed 2026-07-29. Not yet reviewed by a licensed attorney. General information, not legal advice.
Case evaluations by Florida city
Major Florida cities
Florida counties
Most local crash data is published by county rather than by city, so county is how a city page is matched to its crash figures.
Claims we evaluate in Florida
Sources and review dates
- Fla. Stat. § 95.11 — Limitations other than for the recovery of real property · reviewed 2026-07-29
- Fla. Stat. § 768.81 — Comparative fault · reviewed 2026-07-29
- Fla. Stat. § 627.736 — Required personal injury protection benefits · reviewed 2026-07-29
- Fla. Stat. § 768.28 — Waiver of sovereign immunity in tort actions · reviewed 2026-07-29
- Florida DHSMV — Insurance requirements · reviewed 2026-07-29
Source: Florida Health CHARTS — Motor Vehicle Traffic Crashes, Ten Years Data by County (Florida Department of Health, from FLHSMV records). Reviewed 2026-07-29.
Any estimate produced by the calculator on this page is illustrative and is not a prediction or a guarantee. We publish no attorney profiles or rankings, and nothing here recommends or endorses any attorney. See our methodology for how the calculation works and what it cannot account for.
Common Florida questions
See what your Florida claim could be worth.
Your answers, your documented losses, and Florida's own rules. Free, and you can get the estimate without agreeing to be contacted.