New York Personal Injury Case Value Calculator
New York is a pure comparative negligence state, so partial fault reduces a claim but never eliminates it. You have 3 years to file most injury claims, and far less against a government agency.
Estimate your New York case
New York is already selected, so the fault rule, no-fault status, and any applicable caps are applied to your answers.
How New York evaluates a claim
Fault and insurance
- Comparative fault
- Pure comparative — never barred
- Insurance system
- No-fault (PIP required)
- Minimum bodily injury liability
- $25,000 / $50,000
- Minimum property damage
- $10,000
$50,000 in basic economic loss coverage, which pays medical expenses, 80% of lost earnings up to $2,000 per month for up to three years, and $25 per day in other necessary expenses, regardless of fault. A written notice of claim must reach the no-fault insurer within 30 days of the crash. N.Y. Ins. Law §§ 5102 and 5103.
Filing deadlines
- Personal injury
- 3 years
- Wrongful death
- 2 years
- Government claim
- 90 days
Missing a deadline generally ends a claim regardless of merit. The government claim deadline is the one most often missed, because it is measured in months or days rather than years.
Personal injury and medical malpractice damages
No fixed cap
New York imposes no cap on economic or non-economic damages in personal injury or medical malpractice cases. Awards are subject to judicial review for whether they deviate materially from reasonable compensation under CPLR § 5501(c), but there is no statutory ceiling.
Claims against municipalities
No fixed cap
No damages cap, but a notice of claim must be served within 90 days of the incident and the action commenced within one year and 90 days. These are strict and are the most common reason a viable New York claim against a city is lost. Gen. Mun. Law §§ 50-e and 50-i.
Reviewed 2026-07-29. Not yet reviewed by a licensed attorney. General information, not legal advice.
Major New York cities
New York counties
Most local crash data is published by county rather than by city, so county is how a city page is matched to its crash figures.
Claims we evaluate in New York
Sources and review dates
- N.Y. CPLR § 214 — Three-year limitations period · reviewed 2026-07-29
- N.Y. CPLR § 1411 — Damages recoverable when contributory fault established · reviewed 2026-07-29
- N.Y. Ins. Law § 5102 — Definitions, including the serious injury threshold · reviewed 2026-07-29
- N.Y. Veh. & Traf. Law § 311 — Required liability coverage · reviewed 2026-07-29
- New York DMV — Insurance requirements · reviewed 2026-07-29
Any estimate produced by the calculator on this page is illustrative and is not a prediction or a guarantee. We publish no attorney profiles or rankings, and nothing here recommends or endorses any attorney. See our methodology for how the calculation works and what it cannot account for.
Common New York questions
See what your New York claim could be worth.
Your answers, your documented losses, and New York's own rules. Free, and you can get the estimate without agreeing to be contacted.